
The Teuscher family (and Santa) Wish you a Merry Christmas!!
After taking our picture with Santa Ryan said to me,
"Next year can we go to a Santa that gives a Christmas coloring book instead of this educational stuff."
Me: (very confused) Didn't you get a coloring book?
Ryan: Yeah, but it's all about saving money, it has nothing to do with Christmas.
Me: I guess that's what happens when the bank sponsors Santa!

On further inspection...here are the words in the book (imagine corresponding pictures)
page 1: Money comes in two forms -bills and coins
page 2: Be smart. Learn how money works and where you can make it grow.
page 3: The people you give your money to are called tellers. When you give them your money, it is called a deposit. Your money is placed in a checking or savings account in your name and can be withdrawn at your request.
page 4: People who have checking accounts don't have to carry a lot of money. They keep it safe in their account and pay for things by check.
page 5: The money that stays in a savings accoutn earns interest and grows.
page 6: People save to take vacations.
page 7: People save to buy a new house.
page 8: Some people save for a comfortable retirement.
page 9: If you save your money, it will be like having your own money tree that grows and grows.
page10: You can save for your future education. You need a good education to get a good job.
page11: You can save to buy presents for special friends.
page12: You can save for the things you would like to have
page13: You can earn money by doing chores. You can save the money you get as gifts or you can save part of your allowance.
page14: Your plan for saving and spending money is called a budget. Be smart. Learn to budget your money wisely and always save some.
So while your kids are getting a sugar high from that candy cane Santa gave them, mine will be opening retirement accounts.













